Life insurance is very hard to get for overweight people. I’ve had a very small policy for about ten years that I just canceled for financial reasons. Every year one thing I do with my bills is get quotes from competitors. One of the bills that I haven’t been able to lower in the past is that life insurance bill. Because I am overweight most companies wouldn’t even give me a quote never mind insure me. Hopefully by the time most of the weight is off money will be better. Then I’m hoping the term life insurance companies will consider me once again.
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Insurance premiums are best for those who need them least.